Travel Hack: Ditch Paypal's Currency Rip-Off and Use This Card Instead!

Picture this: You're snagging that must-have item from an overseas online store. You hit 'Pay with Paypal,' feeling smug about avoiding those dodgy-looking currency exchange booths. Then, BAM! You see the final price, and it's… well, higher than you expected. Sound familiar?

You're not alone. Paypal, bless their convenient hearts, sneakily add a 'processing fee' on top of their base exchange rate. Translation? They’re taking a slice of your hard-earned cash, and sometimes that slice can be a whopping 4%! Ouch.

Now, let's talk about a travel hack that'll make your wallet sing. Ditch the Paypal default and whip out your credit card instead. Especially if you're rocking something like the legendary GE Money 28 Degrees credit card. That bad boy boasts a glorious 0% currency exchange fee. Yes, you read that right—zero!

Even if your credit card isn't quite that generous, most will still charge fees significantly lower than Paypal's. We're talking 0-3% in most cases. That's a potential saving of up to 4% compared to paypal!

Here's the lowdown:

• Paypal adds a 'processing fee' to their exchange rate. Sneaky!
• Credit card fees are usually lower (often much lower).
• The 28 Degrees card is a travel hero with 0% fees.

Pro-Tip:

• Always check your credit card's foreign transaction fees before you travel or shop online. A quick call to your bank can save you a bundle.
• Always pay in the local currency, when given the option. Never in your home currency.

Don't let sneaky fees ruin your shopping spree! Take control of your currency exchange and keep those extra dollars where they belong—in your pocket.