I'm a personal finance geek who hates to see people ripped-off (especially myself). I created baldmoney.com as a way to share what I've discovered in the world of personal finance.
Another parcel is plonked onto my doormap and I'm still in my dressing gown sipping a morning coffee :-) Why go shopping when you can get someone else to go for you? My toaster broker last week, but instead of making a special trip to the supermarket I
superannuation
Self investment
Why is the price of online courses so much? On average we are talking anywhere from $1,000 to $10,000. Money tip: buy a book on the subject first.
Home loan
How do you get the cheapest home loan rate? Well, the very lowest interest rate mortgages are only available to brokers. You see banks and other lenders give brokers a special commission if they send customers their way.
superannuation
I’ve been perusing Superrating’s top 10 funds as you do on a Sunday afternoon. (Yep, I’m a money geek). I’ve found the results they provide to be at best a little simplistic and at worst misleading. My problem is that they only compare the fees that
international money transfer
Stop overpaying for currency exchange! Learn how to avoid Paypal's hidden fees and use your credit card (especially the 28 Degrees credit card) to save money on international purchases.
Australia
How you ask? From the superannuation co-contribution. How do I qualify? 1. Earn less than $49,488 2. Have 10% of your income from employment activities How does it work? The government put in 50c for every $1 you contribute this financial year, up to this maximum of $500. So
security
Never enter your username and password for one site into another site.
Self investment
I've been using Blinkist for a few months now and while the mobile had a few teething problems I'm pleased to say they now seem ot have been fixed with the latest release. Blinkist summarises books into easy digestible 'Blinks' which can either be
UK
Did you know that the UK government will kindly allow you to make concessional contributions to your pension after leaving the UK? That's right, you put in 2,880 GBP and the government will top up your contribution to 3,600 GBP each year for up to five
Australia
A friend asked me to look at www.australianethical.com.au for your superannuation, I wasn’t very impressed. Maybe ethical for companies, but what about retirees? 1 – Fees are too high : MySuper balanced option total fees are (1.134%). The lowest fees are Hostplus – indexed balanced option (0.03%
Australia
Using a mortgage broker can really help if you are not PAYG and you may get a lower interest rate than going direct.