Get a $500 gift from the government

How you ask? From the superannuation co-contribution. How do I qualify? Earn less than $49,488 Have 10% of your income from employment activities How does it work? The government put in 50c for every $1 you contribute this financial year, up to this maximum of $500....

Watch out for the not so superratings

I’ve been perusing Superrating’s top 10 funds as you do on a Sunday afternoon. (Yep, I’m a money geek). I’ve found the results they provide to be at best a little simplistic and at worst misleading. My problem is that they only compare the fees that would be charged...

Beware Paypal Exchange Rates

It’s usually cheaper to use your credit card (especially if it’s the GE Money 28 Degrees card with 0% currency exchange fee) than to use the default exchange rate provided by Paypal which can be upto 4% From Paypal’s website “PayPal’s exchange rate includes a...

Useful Apps – Blinkist

I’ve been using Blinkist for a few months now and while the mobile had a few teething problems I’m pleased to say they now seem ot have been fixed with the latest release. Blinkist summarises books into easy digestible ‘Blinks’ which can either...

Dividend Imputation

Australia has a full dividend imputation system which gives investors an incentive to invest in Australian companies. The nice Australian tax office prevents people being taxed again on dividends that the company has already paid tax on, preventing double taxation. We...