Mortgage freedom four years early

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How you might say? I don’t have extra money just laying around to pop into my home loan. Well, this one surprised me and it takes just a few minutes to set up. . Switch to fortnightly repayments instead of monthly . That’s it! . “OK Baldy man, so how does this help me unchain […]


Where To Invest?

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Investment Type Expected Return Paying off credit card debt -15.0% – 0% Installing solar panels on your house 5.0% – 15.0% Real estate investment property 5.0% – 15.0% Electric vehicle Varies widely Collecting wine Varies widely Real estate main residence Varies widely Cryptocurrencies Varies widely Individual stocks Varies widely Stock mutual funds 7.0% – 10.0% […]


Forget courses, buy a book

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I’ve noticed more and more courses popping up over the last few years. These tend to be training material provided by someone with experience on a topic like acheiving happiness, getting in shape, life coaching, property investment etc etc. My wife recently suggested doing a course on property investing from a well known celebrity property […]



My Favourite Podcasts

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Business Daily – BBC Radio 4 Invest Like the Best – Patrick O’Shaughnessy Motley Fool Money (Australia) – Motley Fool Motley Fool Money (US) – Motley Fool Money Talks – Economist Radio More or Less: Behind the Stats – BBC Radio 4 The Money – ABC Radio


Smiling Mind

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Would you like to try mindfulness/meditation, but don’t want to pay the monthly subscription cost for Headspace? Try the free Smiling Mind app instead 🙂 I’ve been using for a few months now and have really started to see the benefits of mindfulness. Smiling Mind is a not for profit organisation dedicated to promoting healthy […]


Spaceship Voyager

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I’ve recently signed up for Spaceship’s Voyager investing application and so far I’m refreshingly surprised by how good a deal it is. Signing up was quick, but I did have some trouble logging in and changing my password :-(. And why do i have to use my mobile to create an account? Can’t I sign […]


1.5 million wiped off your wealth

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This is the headline news papers should really have on the front page. Instead it’s things like this: “Crash! Share market falls of a cliff, $50 billion lost” “Share market loses $41 billion as market drops to two-year low” “$50 billion wiped off share market, worst result since Brexit” “Why the stock market plunged Monday” […]


Shhhh….Get Access To The Secret Home Loan Rates

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How do you get the cheapest home loan rate? Well, the very lowest interest rate mortgages are only available to brokers. You see banks and other lenders give brokers a special commission if they send customers their way, this comes in two forms: Upfront commission of about 0.65% Ongoing trail commision paid every year of […]


Track Your Portfolio

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For the last ten years or so I’ve been looking for a way to track my share portfolio. The best I’ve come up with so far is using my own spreadsheet and manually updating it with the balance of each of my trading accounts. Laborious and slow. If only we had a Personal Capital type […]