It’s usually cheaper to use your credit card (especially if it’s the GE Money 28 Degrees card with 0% currency exchange fee) than to use the default exchange rate provided by Paypal which can be upto 4%
From Paypal’s website
“PayPal’s exchange rate includes a processing fee above the base rate at which PayPal obtains foreign currency.”
So they add a cheeky margin to existing rates!
Instead opt to pay with your credit card (fees usually around 0-3%) for foreign currency transactions
Don’t get ripped off